About this site

Why this site exists

Someone new to investing mostly finds two things online: advertising dressed up as advice, and courses trying to sell something. Both answer the questions a beginner actually has only as an afterthought. This site tries the opposite: explain until it's understood, and sell nothing.

The one sentence that matters most

This site earns nothing from whatever decision you make. There are no broker referral links, no commissions, no paid recommendations, no provider rankings, and no courses for sale. That's why no financial product and no single provider is ever recommended here.

Editorial principles

Education, not advice. No buy or sell recommendations are given, and no individual advice.
No brand names. Where products or providers matter, criteria are given so you can judge for yourself.
Numbers with sources. Statistics are given with origin and date. Where a figure can go stale, that's noted.
Uncomfortable facts stay in. That includes ninety-percent drawdowns, recoveries that take decades, and the point that most people are better off investing than trading.
No return promises. Assumed returns in the calculators are assumptions, and labeled as such.
Mistakes get corrected and made visible. See the changelog.

How the content is made

The text is drafted with AI assistance and edited by hand. Responsibility for every published sentence rests with the provider named in the imprint. Factual claims, especially on taxes and statistics, are checked against publicly available primary sources and dated.

This disclosure is here because it's fair. Plenty of sites work this way now and don't say so.

Limits

This site does not replace tax or investment advice. Tax information reflects the stated date and the general case. Special situations, legacy holdings, and personal circumstances can lead to different results. For larger amounts or complex questions, advice from someone who knows your situation is worth it.

Get involved

If you spot an error or an explanation that doesn't land, use the report-an-error link in the footer. Flagging wrong numbers is especially welcome.

Stand: 2026-09-05